After my rant about paying off the load early the banks took interest and did the only thing they could to prevent me from paying… they lost the check I mailed to them.

This accomplishes several things:
1) They get to charge me $78 in fees.
2) They get to call and bug my wife.
3) We pay the missing month & next month up-front.
4) Profit.

So they manage to fast-talk us out of paying the extra not just this month but NEXT month as well. Bastards! Well, they messed up… they also sent me a “late” notice and now I have their damn address. Let’s just see them “lose” my next check with the extra several hundred dollars.  I’m sending it Certified.