{"id":105,"date":"2009-08-31T21:43:55","date_gmt":"2009-09-01T02:43:55","guid":{"rendered":"http:\/\/ericles.com\/news\/?p=105"},"modified":"2009-08-31T21:45:31","modified_gmt":"2009-09-01T02:45:31","slug":"throwing-away-15-years-for-2-10","status":"publish","type":"post","link":"http:\/\/ericles.com\/news\/2009\/08\/31\/throwing-away-15-years-for-2-10\/","title":{"rendered":"Throwing away 15 years for $2.10."},"content":{"rendered":"<p>My favorite use for this site is venting when I&#8217;m pissed so here goes: I&#8217;m through with Citibank. They were my first credit card and the only ones who took a chance on the stupid kid with no credit but at some point they got complacent. They made deals with third party &#8220;credit protection&#8221; folks who, while probably legit back in 1994, are certainly not any longer.<\/p>\n<p>12 years ago I subscribed to a $15\/year &#8220;credit protection&#8221; service paid every 3 years. The credit cards weren&#8217;t really doing much protecting yet and the service seemed like a good deal as I kept &#8220;losing&#8221; my wallet. After a few years I stopped receiving updates from the service. I&#8217;m guessing they got snapped up by one of the scammer groups. Anyway, 6 Years ago I canceled the service because the credit cards were watching their own backs. 3 years ago I got charged again despite the cancellation. It was difficult to find out who the hell these people were too. If they were still even REMOTELY legit I&#8217;d at least get an invoice. I disputed the charges and they got reversed. Bravo.<\/p>\n<p>In the past 3 years I have moved, changed my phone number &amp; my credit card number has been changed not once but twice because the stupid internet vendors are unable to keep my number private. You&#8217;d think that any subscription service would be out of luck, right? I mean month-to-month on Napster got screwed up&#8230; now could a once-every-three-years survive?<\/p>\n<p>Not without help from the credit card company of course! Because Citi has facilitated these scammers (and &#8220;earned&#8221; approximately $2.10 on the transaction). And because the amount hasn&#8217;t been credited as I requested when I called them. And because I was given the run-around and spontaneously disconnected twice.\u00a0 And because they didn&#8217;t send me the statements from 3 years ago like I requested last week. And because their interest rate is up to 20%. But mostly because they like to change my billing date, refuse to stop sending me balance transfer &#8220;checks&#8221;, charged fees for &#8220;forwarding&#8221; my Napster subscription to the new new number and drop charges on top of the interest for being a day late (while closing their business day whenever they feel like it).<\/p>\n<p>So, see ya Citi. Hope you get a lot of happiness out of your $2.10 because you sold me out for the last time.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Just begging for the powers to be to wreck my credit by bitching publicly about one of the companies that rules the world&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"http:\/\/ericles.com\/news\/wp-json\/wp\/v2\/posts\/105"}],"collection":[{"href":"http:\/\/ericles.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/ericles.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/ericles.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/ericles.com\/news\/wp-json\/wp\/v2\/comments?post=105"}],"version-history":[{"count":4,"href":"http:\/\/ericles.com\/news\/wp-json\/wp\/v2\/posts\/105\/revisions"}],"predecessor-version":[{"id":109,"href":"http:\/\/ericles.com\/news\/wp-json\/wp\/v2\/posts\/105\/revisions\/109"}],"wp:attachment":[{"href":"http:\/\/ericles.com\/news\/wp-json\/wp\/v2\/media?parent=105"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/ericles.com\/news\/wp-json\/wp\/v2\/categories?post=105"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/ericles.com\/news\/wp-json\/wp\/v2\/tags?post=105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}