Throwing away 15 years for $2.10.

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My favorite use for this site is venting when I’m pissed so here goes: I’m through with Citibank. They were my first credit card and the only ones who took a chance on the stupid kid with no credit but at some point they got complacent. They made deals with third party “credit protection” folks who, while probably legit back in 1994, are certainly not any longer.

12 years ago I subscribed to a $15/year “credit protection” service paid every 3 years. The credit cards weren’t really doing much protecting yet and the service seemed like a good deal as I kept “losing” my wallet. After a few years I stopped receiving updates from the service. I’m guessing they got snapped up by one of the scammer groups. Anyway, 6 Years ago I canceled the service because the credit cards were watching their own backs. 3 years ago I got charged again despite the cancellation. It was difficult to find out who the hell these people were too. If they were still even REMOTELY legit I’d at least get an invoice. I disputed the charges and they got reversed. Bravo.

In the past 3 years I have moved, changed my phone number & my credit card number has been changed not once but twice because the stupid internet vendors are unable to keep my number private. You’d think that any subscription service would be out of luck, right? I mean month-to-month on Napster got screwed up… now could a once-every-three-years survive?

Not without help from the credit card company of course! Because Citi has facilitated these scammers (and “earned” approximately $2.10 on the transaction). And because the amount hasn’t been credited as I requested when I called them. And because I was given the run-around and spontaneously disconnected twice. And because they didn’t send me the statements from 3 years ago like I requested last week. And because their interest rate is up to 20%. But mostly because they like to change my billing date, refuse to stop sending me balance transfer “checks”, charged fees for “forwarding” my Napster subscription to the new new number and drop charges on top of the interest for being a day late (while closing their business day whenever they feel like it).

So, see ya Citi. Hope you get a lot of happiness out of your $2.10 because you sold me out for the last time.

Monthly Projects

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I had the bright idea to do one substantial project for the house each month. So far it’s looked like this:

January: Re-arrange the living room so the TV could be on an adjacent wall. This involved installing a new wall outlet and re-wiring the cable in the basement. We got it done in one day but it required extra trips to Home Depot to buy a mammoth drill bit and matching wall plates.

February: New faucet for the bathroom sink. I can’t say this one was fun. More trips to Lowes as the new pipes didn’t fit the old pipes and the bloody thing kept leaking. We went over into March but it works.

March: Get the killer thorn bushes out of the yard. The one was a well-established (read: bignormous) bush used to keep people out of the previous owners bedroom. Some folks plant a Garden. They planted a Guardian. It never really bloomed, hurt like hell if you got near it and was an ugly brown all winter so we decided to take it out. The others were the standard “sticker bushes” that you get if you don’t weed for a few years. We’re both perforated but most of the bushes are gone. The big one still has it’s root structure but we’ll hopefully be getting rid of those soon too.

April: Not sure yet. Paint the den? Build a new bathroom in the basement? Finally have that yardsale with which we’ve been threatening the neighbors? Whatever it is I can promise this: It wont make me bleed as much as those damn bushes did!

The Cluster of 2009

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Around Christmas late last year I started into a cluster cycle of headaches. It’s been a long while since I wrote about these so I’ll retell my tale of the pain in the brain. Cluster Headache is in the migraine family. A typical day in the life of a Clusterati has me feeling a little strange about 3 hours after waking up and then spending 15 to 30 minutes with a serious headache isolated exclusively on the left side of my head. Unlike a regular headache the pain is sharp and constant. My left eye waters, I get extra sensitive to… pretty much everything & once in a while it’s enough to give me the classic migraine nausea. Once in a while they’ll just cease but they usually peter out after several minutes. Often, I’ll be due for another episode 3-4 hours later and then done for the day. This is the largest thing that separates them from standard migraine. They seem to be directly tied to the circadian rhythms AKA, your sleep cycles. This particular cycle was a little out of the ordinary in that I was frequently getting them in the evening and twice in the middle of the night.

It’s been a week now since I had a full-blown attack so I’m definitely coming out of this cluster pattern. This is the other defining factor and where Cluster Headaches get their name. They come in groups over a few months and then completely vanish for as much as a year or two. My current cycle will have lasted almost exactly two months, which is on the short side, but I’m certainly not complaining.

Due to the quick onset & (hopefully) rapid departure of the pains, taking medication isn’t really a solution. A few times in the past 2 months I had dull (for clusters) headache that just lasted all day. In those cases 12-hour pain caps took the edge off but for most of the days there’s just nothing you can take that will do more than slowly make you immune to the pain dampener. The only thing I’ve found that can truly beat down a cluster headache in full swing is a terrific rush of endorphins & adrenaline. If I’m at home I’ll hit the basement where we store the free weights. If I’m out and about I’ll do a few wind sprints. If I’m at the office – and this is where the headaches most frequently occur – there’s not much I can do. While working in New York I used to take a walk to the stairway and knock off a few dozen flights. 10 down and 16 back up followed by a walk on the roof usually did the trick. The panic inducing vertigo of looking down 16 stories onto the streets of Manhattan sometimes provided the finishing touch.

The correlation between circadian rhythms and exercise beating the pain is something of a mystery to me but I can see that getting the blood flowing & opening up the capillaries in my head is the solution. Now I just need my current employer to put in an additional 15 stories of building.

Monthly Update – January

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I only seem motivated to drop a post here once a month so I’ll make it a tradition.

This has been a turbulent month for me in a lot of ways. It all started when I returned to work after the New Year’s break and discovered our parent companies had filed for their country’s equivalency of bankruptcy. The American division is ok so far but it’s not a pretty sight overseas. I hear about companies all over laying people off left and right and I can’t help but feel a bit worried, especially after my other New Year’s surprise – my property taxes went up 10%. Thanks Corzine!

Other turbulence: The other Saturday I flipped on the old boob tube (which doesn’t have a tube. Oh well.) and found nothing but infomercials for hair products & yoga mats. What the? When I was a whipper snapper I lived for Saturday Morning Cartoons and now they are nowhere to be found. I suppose they’ve moved up the dial. You can always get something animated on the Cartoon or Nick networks but Yoga and Hair curlers? Damn… kids are going to just have to go outside to find entertainment!

Two days later I was shocked to hear G-Rock, my favorite radio station, suddenly change formats. Without warning they went from a progressive alt-rock station to a soulless top 40 cookie cutter TMZ mess. The station had been the anchor of my presets and it left a giant hole where “4” used to be. I wasn’t alone in my disgust. By that weekend 7500 people had organized on Facebook (yeah, I got drawn in) and 3500 signatures had been signed on the Bring Back G-Rock petition. As of this writing Facebook has 9500 members & the petition is up to 4600 signatures.

I’m disappointed but I’m afraid the station wont go back to what it was. Nor will the institution of Saturday Morning Cartoons draw children together on weekends. Times they are a changing and terrestrial radio will be the first to go. Network Television may eventually follow. The Internet is largely to blame and though I love some of the changes, I’m sorry to see my options diminished. I could go with Satellite Radio but then I’ll have to get subscribed. I could get a plan on my phone… but once again, they make you subscribe. Not for me, man! Information & Entertainment was meant to be free. I’ll reconsider when “data” isn’t a “plan” and “commercial free” really is free from commercialism. One day in the hopefully distant future I’ll look back at the early 00’s and remember them as the golden age of entertainment & information – when it was still free and available in multiple ways.

On one hand it will be excellent to turn on The Fiosion to check your email, pull up the latest pictures of your nephew and instantly begin watching the latest episode of The Simpsons (Now in it’s 33rd year!) but the flip side of that coin is that you’ll be locked into a 5 year deal with T-Mobile/Verizon (Officially branded as T.V.) and subject to personal commercials directed right into your psychy based on the things they know about from your Gmail account. Don’t think it’s possible? Get a glimpse of the future on Facebook. Change your birth-date to something in the 50s and watch the ads change to wrinkle cream & arthritis pills. Mark yourself as “Single” and the dating ads will fill your sidebar. Just wait until they know your car just went over 100,000 miles, that you’re addicted to Chap-Stick, and that you never returned that overdue library book (ya know, from back when Libraries still existed).

Ok, that’s enough grousing for one month. I’ll be back next month with less insight and more hindsight.

Final Football Wrapup!

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I failed to totally jinx myself! Here’s the rundown:

Midnight Stalkers: I got crushed. 2nd place isn’t bad though. Stupid DeAngelo Williams.
WW GNU League: Victory! The title stays with our department and I win the cashito!
Multi-State Showdown: I actually hoped to lose, but I seem to have won. Oh well. 🙂
Open Sports Test League: Victory! Because I played with the site in beta testing they say I’ll get free use for life. Hopefully they’ll get the bugs worked out by then.

Ok, so 6 leagues, 4 championship games, 3 championships. Not too shabby!

I’m planning on joining less leagues next year but of course I said that last year too. . .

Fantasy Football Report 2008

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Every year I post a report a few times during the season and unfailingly it jinxes me. This year shall be no different, except I’m jinxing myself as I play for the championship in 4 of the 6 leagues I joined.

Midnight Stalkers: 2nd seed. Playing for the Golden Meatball. 9-4-1
WW GNU League: 5th seed. Playing for cold hard cash & to keep the championship in our department. 8-5
Multi-State Showdown: 2nd seed. Playing for the Trophy and a 4-peat. Crazy! 9-5
Geocachers League: 2nd seed, but only because the 1 seed played me without my RB & WR. Bounced in the first round by a terrific game by the 3rd seed. 11-2
Yahoo Champions League: Formed of previous Yahoo league champs, I had a tough season and finished 5-9 though I was 5th in total points. Sometimes it’s more about luck than a good draft.
Open Sports Test League: 1st seed and playing for the championship. This league was just a beta-test of the new site. 10-4. I didn’t pay too much attention in this league.

Ok, so 6 leagues, 4 championship games. I’m hoping to pull off upsets in the first two.

So wish me luck… I’ll post an update tomorrow or Tuesday with the results!