| Captain William Kidd stood on the Gallows & a thin rain began to fall. He was dressed in the full splendor of a decorated colonial captain of the seas from the spotless coat to the new pair of boots. A list of crimes for which Kidd stood accused was being read for the gathered crowd but Kidd wasn’t listening. He had spent the past few weeks becoming familiar with all of the crimes he had been charged. Right now he was busily scanning the crowd & looking for a familiar face. Had his friends shown up at the last? The noose was placed around his neck & a dark sack over his head. As the darkness covered his eyes, his life, as it tends to do in these situations, flashed before them… |
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| … Captain Kidd awoke from his reverie in time to hear the official proclamation that he was to hang by his neck until he was dead. The rain had begun to soak through the thin sack & he could almost see through it. There was a disturbance in the crowd & some shouting but he didn’t have time to wonder what might have caused the fuss because at just that moment the floor dropped out from beneath him… & he fell… & the noose pulled tight… & the rope snapped! The crowd gasped as Captain Kidd disappeared through the trap door & landed with a grunt on the ground beneath the platform. In those days this stay of execution wasn’t seen as a sign of divine provenance but rather an indication of a poorly made knot. After a few moments of confusion Captain William Kidd was bustled back up onto the stage where the noose was refitted & secured into place. Though most of the crowd & the officials on the stage were nearly soaked to the bone, Kidd was gauged dry enough that the noose would not slip free. Without delay the trap was sprung & a few agonizing seconds later the saga of Captain William Kidd ended at the end of a taught rope. As the crowd began to disperse, William Leeds, loyal to the end, fought against the crowds until he was near the front. An old muddy pair of boots dangled at eye-level only a few yards away. He smiled. | ||||
So what of Kidd’s buried treasure? Well, there are more rumors than fact. Every state up & down the coast has a tale of Captain Kidd’s buried booty, but only two states have ever found any of it. The first cache of gold was unearthed on Gardiners Island just off the coast of Long Island New York. The owner of the land had cooperated with the British authorities in retrieving some 10,000 Pounds. Gold coins have also been discovered in New Jersey within the Raritan Bay. The first strike was at Money Island & the second at Duck Pond, now known as Treasure Lake. Let’s look at the legends & skim the fact from the fiction.It’s a fact that William Leeds had money. In his will he left 438 acres of land to the county & the Christ Church. This land is where Thompson Park & Brookdale Community College is today. On the foundation of an old jail (the very jail that once held his friend Moses Butterworth) Leeds built the Christ Church of Middletown. ![]() It’s a fact that Money Island is no more. It’s been excavated to the point where it’s nothing more than a sandbar. If there was treasure on the island it’s long been spent or sent to Davy Jones’ Locker. It’s a fact that the Army Corps of Engineers surveyed & excavated large sections of Cliffwood Beach a few decades ago. They built up the seawall as if to protect the unfound treasure from the elements. The positioning of their benchmarks is very suspicious. It’s fiction that Captain Kidd used two gigantic trees as range markers to navigate to the hiding place of the gold. These trees, known as “Kidd’s Rangers” were supposedly at the mouth of the Raritan Creek & atop of Rose Hill in Matawan. There were indeed very large trees in those locations but it’s highly unlikely anyone could use them as markers from the bay. Of course someone did try eventually… & by no small coincidence there’s a small park at the site where the trees would lead a sailor. In fact, the exact center point has been calculated – & an ACoE benchmark labeled PL190 exists there to this day. It’s a fact that Treasure Lake is just North of this mysterious park – & the actual site of the buried treasure! After Captain Kidd was arrested William Leeds dug up the treasure & moved it. This is why some coins were found on Money Island. He spread rumors of “Kidd’s Rangers” to throw people off the trail but actually buried it … where X marks the spot! To help guide Kidd back to his treasure Leeds left a clue in the church he built – he carved a cross above the pulpit. The cross represented a prominent feature of the landscape of that time. It has since been replaced with a man-made structure. The treasure hunters of yesteryear got everything right except one crucial detail… they dug in the wrong direction!
Some may call me a fool for sharing this information, but I trust that you will treat the treasure as the historical artifact that it is & take only a small sampling of the treasure for their own. Do not feel the need to trade swag at this cache. While exploring the seawall be mindful that it’s called Cliffwood beach for a reason. Be careful. Be safe. Have fun. |
After my rant about paying off the load early the banks took interest and did the only thing they could to prevent me from paying… they lost the check I mailed to them.
This accomplishes several things:
1) They get to charge me $78 in fees.
2) They get to call and bug my wife.
3) We pay the missing month & next month up-front.
4) Profit.
So they manage to fast-talk us out of paying the extra not just this month but NEXT month as well. Bastards! Well, they messed up… they also sent me a “late” notice and now I have their damn address. Let’s just see them “lose” my next check with the extra several hundred dollars. I’m sending it Certified.
First, I’m proud to say that I finally uploaded some dang pictures. Not sure why I waited so long except that I didn’t have the uploader utility installed.
That’ s my excuse and I’m sticking to it. See pictures here:
Click on the appropriate album and enjoy!
Secondly, I wrote my first check towards the mortgage today. Big Check. Gunna do it for the next 23 years apparently. What? How’d I get a 23 year mortgage? I didn’t! I simply rounded the amount I owed up to the next even thousand. It’s 9% more than what I would have been paying but it chops 7 years and over 75 thousand dollars off of the total that I will have spent over that period. If I choose to also make an extra payment with the year end tax refund I’ll most certainly be getting the loan will be shortened an ADDITIONAL 5 years and I’ll be saving $116,395 over the term. The bank will absolutely hate me and that’s fine. I want them to hate me and sell my loan every other month if it makes them feel better. Know what makes me feel better? One Hundred Sixteen Thousand Three Hundred & Ninety-five dollars. And Seven Cents. I’ll be 50 years old before I get to laugh all the way to the bank with my final payment if this plan stands. 18 years is a long long time to live in one home but you never know. One thing I do know is that I plan on doing a good deal of damage to the principle of this loan over the next few years. There’s an old tradition of displaying an eagle on a home you own. I can’t wait for the day that walk out of the bank, still laughing, and stroll over to the corner Iron Eagle store. I already have a spot picked out on the house. Until that time I’ll be pouring every cent I have (that’s earning less than 6.8%) directly into the house and I’ll have it paid off before I’m 50. You can bank on that.
Linkie:
Excel spreadsheet to show interest savings
It’s been so long and I’ve been so bad at keeping up with posting here that I have no excuses. I’ll just say that I’m “righting” now and I’ll get “write” into it…
Having a house is a good deal of work. I was prepared for this but didn’t actually budget any extra time for unforeseen things like having to rake the front yard clear of pine needles. Those blasted trees dropped 4 giant yard bags worth of needles in under a week. Heather & I made the best of it by jumping in the giant pile of needles when we were done. It looked like a haystack. We found a haystack in the needles!
The inside of the house demands attention too of course and I’ve been just about ignoring the as of yet still packed boxes. We have to hurry up and get everything out of the way though… we have more stuff coming in! When Heather’s father moved into smaller digs we happily agreed to take some of his overflow stuff once we had the house. Well, we’ve got it and we’re getting it - even if we don’t know where we’re going with it! The big ticket item is a weight machine. The plan is to put it into the basement…. where we’ll never see it again.
The cats are segregated. Poor Smechy couldn’t hack having the other two around and soiled the bed. Twice. We’re trying the Zero Odor stuff to get the stink out. The mattress is also covered with a rubber sheet & mattress pad. No stink is getting through all of that! Anyway, the kittens have the basement and Smech has the bedrooms. The rest of the house they time-share but never meet (unless a midnight storm blows the door open like this past Saturday). It’s creepy to be awoken from a deep slumber by the combined sound of gail force winds & cat growling. *shiver*
I’m still finding time to go Geocaching now and then. I’m up to 270 finds - including my first 5 star puzzle “Cloak & Dagger” which dragged me all over central Jersey finding urban micro caches, solving riddles, puzzles, ciphers & enigmas. I’m co-hosting my first event next month (This little piggy went to old bridge) & plan to launch my own puzzle soon. It’s still fun!
Besides that Heather & I have been getting up twice a week for a morning jog just as the sun comes up. Routine is the best way to stay motivated and having a partner makes it even harder to skip a day. One of us will mention how it’s pretty late and we should go to bed because we have to get up early for the jog (translation: can we skip tomorrow’s run?) and the other will invariably reply that yes we should get some sleep because I can’t wait to run in the morning! Teamwork … works. This has also given me the opportunity to explore the neighborhood a little more. I’ve discovered a back way into our neighborhood & a new park which is exciting.
That’s about enough for now. I’ll try to be more active on this site in the coming weeks. It’ll certainly be easier if it gets cold out but right now … it’s just too nice to say inside typing these words. Until next time!
Yeah, not much time for writing these days. I’m spending as much time as I can unpacking and reorganizing the house. I’m also spending as much time as I can avoiding unpacking and reorganizing the house! This ”chronadox” leaves me with no time (apparently) to get anything finished.
Well, that’s not entirely true. I did spend most of Saturday building The Grill. Sunday of course then had to be Test The Grill Day. I didn’t really have a choice as you can see! Despite my procrastination efforts (and it is an effort) the house is coming along slowly. I’ll post pictures one day.
The cats are still at odds though perhaps to a lesser degree. With the cooler weather we’ve torn open the shutters and thrown up the sashes and the cats (all of which were outside cats at one point) can’t get enough of sitting on a window sill and starting at … whatever it is that cats stare at when they look at nothing. One day they’ll get to go and explore the great outdoors but we’re not quite to that point yet. They haven’t even explored the entire INSIDE of the house!
The biggest news of the week is Heather’s new job. I wont spoil her fun of telling everyone so you’ll have to call her and ask if you want more information ASAP.
That’s about it for The News from Treasure Lake. Running? Geocaching? Football? Not enough time for everything. Not even for blogging! On the upside, I’m too busy for cluster headaches - the’ve all but subsided. Yay! Until next time… gotta go!
It’s done! I’ve been offline packing/cleaning/painting/packing/cleaning & consoling scared kitties for nearly two weeks so I apologize for the tardiness of this post but it was necessary believe-you-me. Here’s the summary:
Because we’ve had so many close calls with closings we really didn’t start packing until we finally closed. That happened on Tuesday September 4th. The sellers, the buyers & their respective attorneys & realtors all gathered around a big able and signed papers at each other. All told I siggied 39 times and just like that (over an hour) I became a homeowner!
And then came the insane packing blitz. We had only 3 and a half days to completely paint 5 ceilings & 4 rooms (after spackling over and sand any holes/cracks), clean 6 dozen cabinets/drawers/closet shelves, wipe down every flat surface, vacuum the non-flat surfaces (including the interior walls), and steam-clean 3 carpets. Whew! Oh, and then there’s a 7 room apartment to pack, 3 more rugs to clean, a several dozen chunks of hardware to remove from the walls (and then spackle over), a porch full of garden & a trio of cats that need consoling. Yeah, we didn’t have enough time.
The actual moving day went fairly smooth like. The movers showed up, loaded stuff, left unpacked stuff, drove truck, unloaded stuff & broke very little. The unpacking is going slowly but we’re taking it one room at a time and spending most of this week just getting the apartment broom-swept clean so we can get our security deposit returned in one piece. After all the work we put into the apartment if they try to keep one red cent of that deposit so help me I’ll knock the fridge off-level, rip the lighting fixture out of the bathroom, break down the shelf in the kitchen, tear out the insulation from the attic, insert a ton of staples into the floor, a handful of nails into the porch & a bunch of pubic hairs into the paint. That way we’d be leaving the place JUST AS WE FOUND IT. That’d show’m.
Ok, that’s enough typing for now. I’m writing this at work because our internet hasn’t been turned on yet. I’ll write more when I can!

On October 30 1697 a rich Dutch ship sailed into view &, tired of waiting, the crew urged Captain Kidd to attack. The Captain refused, knowing that attacking the Dutchman would be both piratical & sure to anger King William who was of Dutch descent. William Moore, a gunner under Kidd’s command spoke out loudly against his captain & burnished a sharpened chisel. The two exchanged words & it became clear that a full-blown mutiny was sure to occur if Kidd was unable to quiet Moore. Without speaking a word Captain Kidd strongly suggested that Moore return to his work by heaving a wooden bucket at him. It was an unlucky throw as the bucket struck Moore in the head & he died the next day. A bucket is a far cry from a deadly weapon & it’s obvious that a mortal blow wasn’t intended, but the act didn’t do much to improve moral on the Adventure. The next time they docked to resupply much of the crew deserted.

In days gone by treasure hunters found “the cross” & started digging into the sand right on the beach but the base of the cross isn’t telling you where to dig… it’s pointing the right direction to dig! The addition of the benchmarks makes it easier on current treasure seekers. To find the current resting place of Kidd’s treasure you’ll need to locate benchmark PL160 – or the spot it would have been if treasure hunters trying to cover their tracks hadn’t removed it. You’ll need to search the seawall & find the midpoint between PL150 & PL170. From that point, follow the line of the cross 30 feet. You’ll know you are going in the right direction if you pass a smaller vertical cross. Back in Kidd’s day, your “tunnel” would have ended in buried treasure. Today you do not need to dig, as a 30-foot tunnel would come right out the other side of the hill. That spot is where you will find the treasure!